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| Re: So, if the dollar bill were eliminated... (916009) | |
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| (917167) | |
Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 10:09:29 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SMAZ on Sun Mar 4 19:57:16 2012. Correct. And they will not use the dollar coins either, and throw them into jars. You don't usually have people throwing/hording dollar bills in containers. They actually get used. |
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| (917168) | |
Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 10:25:54 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SMAZ on Sun Mar 4 17:43:53 2012. In the short term, because they have so many unwanted dollar coins already minted that they ALREADY wasted money on minting, there will be a savings, but in the long run, as all those coins go into circulation, and soon after get horded into everyone's containers where they throw all the other nuisance coins, they will have to spend more money minting them. And as someone else said, while obviously coins last longer, part of that is because they get stowed away in containers for a huge part of their life, unused.And as someone else said, we don't have a huge plethora of decades old coins in circulation, they are basically the same age dates as many of the bills. Furthermore, you will always need many more dollar coins in circulation than paper dollar bills, as a large percentage of dollar coins will always remain horded in jars unused, unlike dollar bills which are rarely horded, and actually used instead. So it's not like you are trading a dollar bill equally for a dollar coin, you will probably need at least two or three dollar coins in circulation for every dollar bill. |
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Re: So, if the dollar bill were eliminated... |
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Posted by AlM on Tue Mar 6 10:41:23 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:25:54 2012. I think you are projecting your personal preferences onto the entire population. I never threw quarters into a jar when they were as valuable as dollar coins are now. |
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Re: So, if the dollar bill were eliminated... |
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Posted by WMATAGMOAGH on Tue Mar 6 10:49:04 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:25:54 2012. And if dollar bills were discontinued outright, people would use the coins out of necessity. The economy won't grind to a halt because the government stops printing dollar bills, American's won't stand for that. |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 10:49:59 2012, in response to Re: So, if the dollar bill were eliminated..., posted by AlM on Tue Mar 6 10:41:23 2012. Talk to SMAZ, he was the one suggesting it.And don't underestimate most people loathing of the dollar coins. |
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| (917181) | |
Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 10:57:27 2012, in response to Re: So, if the dollar bill were eliminated..., posted by WMATAGMOAGH on Tue Mar 6 10:49:04 2012. They may use them in the same way they use quarters and stuff today.....get them as change, but rarely redistribute them. The savings is highly exaggerated, as it will never be a straight "one dollar coin for every dollar bill". You will need at least 2 to 3 to 4 dollar coins for every dollar bill currently in circulation, as there is absolutely no doubt a large percentage of them will always be horded in containers, whereas just about no one hordes dollar bills in containers. Thus, you will always need more coins than you would need bills. That effect would be lessened if you had 2 dollar bills, but using 2 dollar bills with dollar coins in stead of dollar bills will have very little change on "savings" as again, you will not have an even exchange of $2 bills and coins in the same value for every dollar bill out there. (meaning you won't need only half the amount of $2 bills for every $1 bill), because people will still be hording the dollar coins in containers. For example for every let's say 20 bills of value of $20 single dollar bills you have in circulation, you won't just need 10 $2 bills for that value of $20, you would probably need 14 or 16 $2 bills for the 20 $1 bills, not just 10. |
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Re: So, if the dollar bill were eliminated... |
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Posted by SLRT on Tue Mar 6 11:59:22 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:09:29 2012. Well, actually, you bring up a perspective. Men keep their folding money in their wallets. Women more often have purses, or wallets with purses.So men keep change in pants pockets, usually. Unless you sleep in your pants, you remove your wallet and you change. The bucks stay in your wallet, but the change...? |
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| (917207) | |
Re: So, if the dollar bill were eliminated... |
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Posted by SLRT on Tue Mar 6 12:01:58 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SLRT on Tue Mar 6 11:59:22 2012. I should have followed by on my own point ... make it the law that men have to carry handbags. Not only will change get used, but the economy will be stimulated by increased purchase of handbags.How do you get men to carry the handbags? Make them macho; like make them out of endangered species or something. |
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| (917213) | |
Re: So, if the dollar bill were eliminated... |
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Posted by WMATAGMOAGH on Tue Mar 6 12:15:32 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:57:27 2012. Based on what has happened in every country that has moved to dollar coin equivalents, my guess is Americans will make the shift as well provided dollar bills were taken out of circulation. And for the record, I prefer bills over coins, but I wouldn't consider it the end of the world if the dollar bill was eliminated. |
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| (917226) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Charles G on Tue Mar 6 12:47:17 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:57:27 2012. You can say that the savings is highly exaggerated -- but the experience of almost every other major economy in the world says that your claim about American's being unable to adapt to the change is what is highly exaggerated. |
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| (917231) | |
Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 13:56:37 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Charles G on Tue Mar 6 12:47:17 2012. You didn't dispute that the savings is highly exaggerated, as it is. And there is no doubt at ALL that the vast majority of Americans disagree with you. |
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| (917243) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Charles G on Tue Mar 6 14:23:46 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 13:56:37 2012. Perhaps I didn't dispute your claim that the savings are highly exaggerated in that post, but that doesn't mean I agree that they are exaggerated.And even if you're claim that the vast majority of Americans want to keep paper currency is accurate, that doesn't make it good policy. I'm sure the vast majority of Americans would agree with a proposal to send $1000 checks to every single American -- that wouldn't make it good policy, though. |
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| (917246) | |
Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 15:06:19 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Charles G on Tue Mar 6 14:23:46 2012. I wouldn't agree with sending $1000 checks to everyone. Actually, I don't really believe that "the vast majority" of Americans would agree with that.As for good and bad policy, again, the "savings" is highly exagerrated, in fact so much so that it doesn't make it "bad" policy. |
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Re: So, if the dollar bill were eliminated... |
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Posted by AlM on Tue Mar 6 15:28:51 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 15:06:19 2012. I wouldn't agree that the vast majority of Americans disagree with Charles. |
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| (917253) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Charles G on Tue Mar 6 15:53:31 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 15:06:19 2012. You keep saying the savings is exaggerated, I don't think it is. I actually think it may be underestimated.This of course will get us nowhere -- so I offer this deal. At some point in the future, the SubChatters will all come together for a social event. If the drinks can be bought using coins, I will do the honors. If it takes bills to get the job done, you can take care of it. Deal? |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 16:08:36 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Charles G on Tue Mar 6 15:53:31 2012. Are you trying to piss off the bartender? |
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| (917257) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Charles G on Tue Mar 6 16:09:15 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 16:08:36 2012. Nah, I'll pay him with $5 coins and he'll be fine with it. |
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| (917259) | |
Re: So, if the dollar bill were eliminated... |
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Posted by streetcarman1 on Tue Mar 6 16:47:09 2012, in response to So, if the dollar bill were eliminated..., posted by SLRT on Sat Mar 3 10:57:44 2012. The dollar bill should be replaced with a coin with a hole in middle to distinguish itself from the other coins and for blind people to know right away that this is a dollar coin. In the past there have been failed attempts with dollar coins that were mistaken for quarters. |
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| (917261) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Spider-Pig on Tue Mar 6 16:50:11 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SLRT on Tue Mar 6 11:59:22 2012. The change gets spilled on the table near the wallet and the LOOSE, but stacked, folded cash (I don't keep cash in my wallet). Then I scoop it up and take it with me. From time to time I count the more worthless coins to see if I should use them for exact change purposes (to get rid of them), but it doesn't always work. The difference is I find it easier to fish in my pockets for coins than for cash. |
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| (917262) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Spider-Pig on Tue Mar 6 16:54:03 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:57:27 2012. They may use them in the same way they use quarters and stuff today.....get them as change, but rarely redistribute them.That's because coins are worthless. Why bother fishing my pockets for coins if I know I can't afford anything with them? If coins were actually worth something, then taking a bunch of coins out of my pocket I might actually have enough to get something useful. In Canada, you can buy lunch for a not-unreasonable amount of coins. In the US, you can buy a pack of gum with coins. If coins were never redistributed, then there would probably be lines in front of coinstar machines. To date, I have never seen anyone using them (I am certain they get used though). |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 19:12:45 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SLRT on Tue Mar 6 11:59:22 2012. Well, it's different for suburban people and urban, as when I lived in the city, I did have to keep the change in my pocket. While I wouldn't start with change, during the course of the day you accumulate it, and you have no choice but to keep it in your pocket. As a suburban person now, my car is almost always with me, so the change usually winds up in the center console of the car as soon as I get back to the car from the store. I never have change in my pocket.But to get back to urban people, when you get home, most people dump out their pockets, and in the morning you leave with the paper money, and leave whatever change you dumped out he night before in whatever container you throw it in at home. That's why you need a lot more dollar coins than dollar bills, it would never be an even exchange, as many more dollar coins would be thrown in containers, and next to no one hordes dollar bills in containers, they leave back with the person and get spent. |
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| (917303) | |
Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 19:50:58 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SLRT on Tue Mar 6 12:01:58 2012. Nah, I like to travel light....no man purse.... |
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| (917312) | |
Re: So, if the dollar bill were eliminated... |
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Posted by orange blossom special on Tue Mar 6 20:03:27 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:57:27 2012. You people use cash?I gave up with cash, I hand that to a cashier and they get dumbfounded and confused. I'm not even sure if cashiers get math tests anymore like they used to. |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 20:23:48 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Spider-Pig on Tue Mar 6 16:50:11 2012. I also don't use my wallet for paper money, I just have the folded paper money in my pocket. Coinage usually just winds up thrown in my center console of my car, so lots of time it doesn't wind up in my house until I bring it in to dump in a container until which time I bring it to the bank to convert it back into usable paper money to get rid of the coinage. |
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| (917320) | |
Re: So, if the dollar bill were eliminated... |
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Posted by streetcarman1 on Tue Mar 6 20:24:20 2012, in response to Re: So, if the dollar bill were eliminated..., posted by orange blossom special on Tue Mar 6 20:03:27 2012. "You people use cash?"Yes...we live in a civilized country...how about you? what do they use over by where you live at? " gave up with cash, I hand that to a cashier and they get dumbfounded and confused" Don't you use your Benni Card? "I'm not even sure if cashiers get math tests anymore like they used to." Was that before or after the Great Depression? |
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| (917321) | |
Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 20:25:17 2012, in response to Re: So, if the dollar bill were eliminated..., posted by streetcarman1 on Tue Mar 6 20:24:20 2012. Yes...we live in a civilized country...how about you? what do they use over by where you live at????????????????? You never heard of debit/credit cards? Do you live in a cave somewhere? |
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| (917327) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Olog-hai on Tue Mar 6 20:31:11 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 20:25:17 2012. Do you live in a cave somewhere?Some people have theorized that he's in a group home, which is why he disappears for a few weeks at a time . . . |
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Re: So, if the dollar bill were eliminated... |
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Posted by streetcarman1 on Tue Mar 6 20:33:34 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 20:25:17 2012. "???????????????? You never heard of debit/credit cards? "Yes...have you ever heard of PAY BY CASH? guess not...guess you don't get out much from the bunker.....like Olog. "Do you live in a cave somewhere? " Sorry...I am not a bear like you ....... |
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Re: So, if the dollar bill were eliminated... |
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Posted by streetcarman1 on Tue Mar 6 20:35:45 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Olog-hai on Tue Mar 6 20:31:11 2012. "Some people have theorized that he's in a group home, which is why he disappears for a few weeks at a time . ."You being a chemist...I am shocked you would even listen to those theories.....stick to your tables good man! |
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Re: So, if the dollar bill were eliminated... |
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Posted by SMAZ on Tue Mar 6 21:28:35 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 10:57:27 2012. WowAmericans are that rich that they can buy a $1.75 cup of coffee with a ten dollar bill and let their change in dollar coins sit in jars and repeat this day after day? And here I thought that people were struggling. |
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Re: So, if the dollar bill were eliminated... |
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Posted by SMAZ on Tue Mar 6 21:33:17 2012, in response to Re: So, if the dollar bill were eliminated..., posted by WMATAGMOAGH on Tue Mar 6 12:15:32 2012. Exactly.When I was first exposed to the one and two euro coin about 10 years, I was doing the American thing and throwing the change into ashtrays until within a week I realized there was more that 40 bucks in the ashtray and hitting the ATM again would be foolish. I quickly adjusted and stopped pulling out five and ten euro bills for small purchases and started using the coins. After a while it became automatic and in fact wished we'd get rid of our stupid paper dollar bill. |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 21:36:19 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SMAZ on Tue Mar 6 21:28:35 2012. $10 dollar bills? What happen to $2's which people were saying would be more widely used, or $5 dollar bills? Once again, the absurd. |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 21:37:41 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SMAZ on Tue Mar 6 21:33:17 2012. There's nothing "stupid" about our paper dollar bill. The only thing that's stupid is people trying to push their preferences on others. |
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Posted by SMAZ on Tue Mar 6 22:05:03 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 15:06:19 2012. FALSE!!What do you think the Obama FICA Tax Cut is? Obama destroyed the Republicans last December hen they were willing to let it expire. For somebody making $50,000 a year, that 2% reduction is (you guessed it), a $1000 check and it's hugely popular. |
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Re: So, if the dollar bill were eliminated... |
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Posted by Spider-Pig on Tue Mar 6 22:47:54 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 21:37:41 2012. Government is all about pushing preferences on others. |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Tue Mar 6 22:52:53 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Spider-Pig on Tue Mar 6 22:47:54 2012. The point is, they haven't, and even recently so, no less the president retracted more minting of the over produced and unused dollar coins. It's some advocates here trying to push their preferences on others. |
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Re: So, if the dollar bill were eliminated... |
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Posted by Spider-Pig on Tue Mar 6 23:02:30 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 22:52:53 2012. The retraction was over the inability to remove from circulation the dollar bill for several years. If they stopped printing bills right now, they'd have enough coins available for a few years. |
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Re: So, if the dollar bill were eliminated... |
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Posted by SMAZ on Tue Mar 6 23:06:01 2012, in response to Re: So, if the dollar bill were eliminated..., posted by streetcarman1 on Tue Mar 6 16:47:09 2012. Italy put Braille on its old 500 and 1000 lire coins decades ago.(and yes, they had to retire the ratty equivalent bills in order to do so).  |
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| (917387) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Spider-Pig on Tue Mar 6 23:08:38 2012, in response to Re: So, if the dollar bill were eliminated..., posted by gp38/r42 chris on Sun Mar 4 15:23:13 2012. No they won't. A $2 is worth twice as much as the $1 (duh!), so ceteris paribus they would need half as many. |
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Re: So, if the dollar bill were eliminated... |
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Posted by SMAZ on Tue Mar 6 23:19:59 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Tue Mar 6 21:37:41 2012. Advanced countries don't use paper bills for small transactions (like for a cup of coffee, a soda or a hot dog).Such bills are for Third World places where the equivalent of $1 or $2 is a lot of money and is like $10 to us (or to the Eurozone, UK, Canada, Switzerland, Israel, Japan, etc) |
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| (917414) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Spider-Pig on Tue Mar 6 23:58:19 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SMAZ on Tue Mar 6 23:06:01 2012. Canada has braille on notes. Canadian money is just cooler. |
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| (917465) | |
Re: So, if the dollar bill were eliminated... |
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Posted by Spider-Pig on Wed Mar 7 02:25:20 2012, in response to So, if the dollar bill were eliminated..., posted by SLRT on Sat Mar 3 10:57:44 2012. While we're talking about modernizing our country, it's time to switch to the METRIC SYSTEM! |
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Re: So, if the dollar bill were eliminated... |
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Posted by SelkirkTMO on Wed Mar 7 03:49:36 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Spider-Pig on Wed Mar 7 02:25:20 2012. We can't even get these morons to accept birth control. I propose we revert to cubits and hectares so as to comfort them. :) |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Wed Mar 7 04:53:36 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Spider-Pig on Tue Mar 6 23:02:30 2012. Yes I know. And that's also why the "cost savings" would seem higher at the beginning as for so many years they wasted money producing these coins that no one wanted to use. |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Wed Mar 7 04:58:50 2012, in response to Re: So, if the dollar bill were eliminated..., posted by Spider-Pig on Tue Mar 6 23:08:38 2012. Again, that is incorrect. That is because you have the dollar coins mixed in, in which people won't be using like they used dollar bills, so you would need more $2 bills to make up for that fact. For example, instead of 20 single dollar bills to make up $20, you would need about 14 or so $2 bills out there, as you wouldn't have single measurement anymore (as dollar coins will not be highly embraced, and instead horded in containers, whereas now no one hordes dollar bills). So to pay $5 when someone isn't using dollar coins, or don't have a $5 or $10 on them, they would have to use 3 $2 bills instead of $5 single dollar bills. Just in that example alone, it's more than half needed.It's not an even exchange for every paper bill to fit neatly down to half $2 bills. |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Wed Mar 7 05:01:38 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SMAZ on Tue Mar 6 23:19:59 2012. Advanced countries don't use paper bills for small transactions (like for a cup of coffee, a soda or a hot dog).Such bills are for Third World placesLMAO!!!!! |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Wed Mar 7 05:03:57 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SMAZ on Tue Mar 6 23:06:01 2012. There's nothing stopping a country from using braille on paper money, so fail. |
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Re: So, if the dollar bill were eliminated... |
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Posted by SelkirkTMO on Wed Mar 7 05:23:36 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Wed Mar 7 05:03:57 2012. Rollers on bill accepters on vending machines will make fast work of those dots. :) |
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Re: So, if the dollar bill were eliminated... |
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Posted by GP38/R42 Chris on Wed Mar 7 05:42:55 2012, in response to Re: So, if the dollar bill were eliminated..., posted by SelkirkTMO on Wed Mar 7 05:23:36 2012. How does Canada do it then? |
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Re: So, if the dollar bill were eliminated... |
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Posted by SelkirkTMO on Wed Mar 7 05:55:48 2012, in response to Re: So, if the dollar bill were eliminated..., posted by GP38/R42 Chris on Wed Mar 7 05:42:55 2012. It isn't actually braille:http://www.bankofcanada.ca/banknotes/bank-note-series/canadian-journey/ |
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