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Stimulus debit cards

Posted by Are dee em on Fri May 29 19:49:54 2020

Received my stimulus payment today in the debit card format. Envelope says Money Network Financial. So many dumbbells out there are tossing it thinking it’s junk mail. Even after opening it and reading the enclosed insert from the US Treasury they still toss it convinced it’s a scam of some sort. Some folks out there are so dumb that you can’t even figure out a way to hand them money. All hope is lost in this country.

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(1734176)

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Re: Stimulus debit cards

Posted by Spider-Pig on Fri May 29 20:02:21 2020, in response to Stimulus debit cards, posted by Are dee em on Fri May 29 19:49:54 2020.

How do you know?

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Re: Stimulus debit cards

Posted by jimmymc25 on Fri May 29 20:37:19 2020, in response to Re: Stimulus debit cards, posted by Spider-Pig on Fri May 29 20:02:21 2020.

Not speaking for the OP, but there was a story about that on the news a couple of days ago. It was just as he posted.

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Re: Stimulus debit cards

Posted by Spider-Pig on Fri May 29 20:51:16 2020, in response to Re: Stimulus debit cards, posted by jimmymc25 on Fri May 29 20:37:19 2020.

I know, but how do they know?

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Re: Stimulus debit cards

Posted by Fisk Ave Jim on Fri May 29 22:19:07 2020, in response to Stimulus debit cards, posted by Are dee em on Fri May 29 19:49:54 2020.

Lighten up a little. I've gotten mine today also. The problem here is that I was expecting a paper check. Instead I got the same thing you got. Who the hell is "Money Financial Network"? If that don't seem like a bullshit outfit, nothing does.
How the hell is someone going to know that their stimulus $$$ is going to come in the form of a debit card? I've gotten invitations from scammers in the mail inviting me to get a credit card with a $1000 credit line (at 29% interest). They go right into my shredder. This almost made it there too. Just happened to open up the envelope, read the literature & lo and behold it was the stimulus $$$. Too bad it don't work. Got my personal pin, credit line verification & thought I was good to go. Wrong. Time to work the phones tomorrow
Bottom line, its easy to mistake the debit card from Uncle Sam for a scam offer the way its adressed. In our currently paranoid society,the worst case scenario is always suspected.
Too bad we all can't be as smart as you

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Re: Stimulus debit cards

Posted by Orange Blossom Special on Sun May 31 17:14:12 2020, in response to Stimulus debit cards, posted by Are dee em on Fri May 29 19:49:54 2020.

I could've guessed that. It's amazing the stuff people leave out and throw out at the mailbox. I could record everyones information without opening or stealing a single envelope.

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Re: Stimulus debit cards

Posted by Orange Blossom Special on Sun May 31 17:14:30 2020, in response to Re: Stimulus debit cards, posted by Orange Blossom Special on Sun May 31 17:14:12 2020.

And I bet their the same aholes yelling that they haven't received their money too.

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Re: Stimulus debit cards

Posted by FYBklyn1959 on Sun May 31 20:56:37 2020, in response to Re: Stimulus debit cards, posted by Fisk Ave Jim on Fri May 29 22:19:07 2020.

+50

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Re: Stimulus debit cards

Posted by Catfish 44 on Sun May 31 21:48:14 2020, in response to Stimulus debit cards, posted by Are dee em on Fri May 29 19:49:54 2020.

Hahahahaha

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Re: Stimulus debit cards

Posted by Fisk Ave Jim on Sun May 31 22:24:51 2020, in response to Re: Stimulus debit cards, posted by FYBklyn1959 on Sun May 31 20:56:37 2020.

Finally got mine to work. After a 15 min wait on the phone, the kind cust. service rep heard my plea, got a polite "just a moment" & she weaved some magic to activate my card. She advised me that whenever used, if you get a screen menu prompt after plugging in my pin # that shows Savings account, checking account, or credit/debit options, always select checking account (even thought the card says "debit" right under the Visa logo).
Gave it a test at my nearest ATM & lo and behold, it worked. However got whacked with a $3 fee for using an out of network ATM, even though the literature I got with the card said that there would be no ATM fees whatsoever. Debating on weather to get back on the phone or just eat the fee & be done with it. All in all, its still "found money"

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(1735122)

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Re: Stimulus debit cards

Posted by Spider-Pig on Sun May 31 23:20:25 2020, in response to Re: Stimulus debit cards, posted by FYBklyn1959 on Sun May 31 20:56:37 2020.

+100

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Re: Stimulus debit cards

Posted by Spider-Pig on Sun May 31 23:29:38 2020, in response to Re: Stimulus debit cards, posted by Fisk Ave Jim on Sun May 31 22:24:51 2020.

There are no fees from the card’s bank but there are still fees from whatever ATM you use. Can you transfer the money to your own bank account?

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Re: Stimulus debit cards

Posted by Train Dude on Sun May 31 23:50:08 2020, in response to Re: Stimulus debit cards, posted by Spider-Pig on Sun May 31 23:29:38 2020.

Yes you can

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(1735126)

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Re: Stimulus debit cards

Posted by Easy on Sun May 31 23:50:58 2020, in response to Re: Stimulus debit cards, posted by Train Dude on Sun May 31 23:50:08 2020.

Si se puede!

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Re: Stimulus debit cards

Posted by Train Dude on Sun May 31 23:52:54 2020, in response to Re: Stimulus debit cards, posted by Easy on Sun May 31 23:50:58 2020.

that too

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Re: Stimulus debit cards

Posted by Train Dude on Sun May 31 23:59:36 2020, in response to Re: Stimulus debit cards, posted by Spider-Pig on Sun May 31 23:29:38 2020.

Transfers from the card to a bank account are referred to as ACH TRANSFER are supposed to be free

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Re: Stimulus debit cards

Posted by Spider-Pig on Mon Jun 1 00:00:17 2020, in response to Re: Stimulus debit cards, posted by Train Dude on Sun May 31 23:50:08 2020.

I want to add that I read about this BS* card and I suggest that Jim not eat the ATM fee. There is no ATM fee only for the first withdrawal, then it’s $2 per transaction, on top of whatever your out of network ATM charges. And there’s a limit of $1000 per day. So if you pay the $3 to get your first $1000, you’ll have to pay $5 to get your remaining $192. It may be found money, but it’s found taxpayers’ money, and a lot of that came from yourself, and that $8 doesn’t go back to Uncle Sam, it goes to [Greedy Banker Character]. So it is definitely worth it to do an ACH.

*Not affiliated with Bank of Springfield.

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Re: Stimulus debit cards

Posted by FYBklyn1959 on Mon Jun 1 08:21:28 2020, in response to Re: Stimulus debit cards, posted by Spider-Pig on Sun May 31 23:20:25 2020.

You win!!

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Re: Stimulus debit cards

Posted by Fisk Ave Jim on Mon Jun 1 15:00:27 2020, in response to Re: Stimulus debit cards, posted by Spider-Pig on Mon Jun 1 00:00:17 2020.

Duly noted. Thanks for the heads up!

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Re: Stimulus debit cards

Posted by Spider-Pig on Mon Jun 1 15:17:32 2020, in response to Re: Stimulus debit cards, posted by Fisk Ave Jim on Mon Jun 1 15:00:27 2020.

More info: Don't remember what it was, but there is a chain of participating ATMs where no fee is charged for withdrawals on this card. You have to visit the website for the ATM locator, where you can also sign up for online access, which would allow you to arrange a free ACH.

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Re: Stimulus debit cards

Posted by Train Dude on Mon Jun 1 16:23:58 2020, in response to Stimulus debit cards, posted by Are dee em on Fri May 29 19:49:54 2020.

I am not going to read all the posts in this thread but let me say this:

Any ATM that accepts "ALL-POINT" is supposed to accept the card at no fee! Those are the in-network ATMs (The ALL-POINT) ATM I tried would not give me cash after several attempts

My bank told me that they could not take the money on the card and deposit into my checking or savings account. It could also not be done on the bank ATM. I was told that I had to withdraw the money at $500 per day (plus fees from both banks) and deposit it in cash.

I finally called the automated Customer Service number and was able to provide account and routing numbers and transfer the funds in one shot to one of my accounts.

I am assuming that they switched to these debit cards because someone in congress had a small family owned bank that benefitted from a sudden massive infusion of cash. It certainly didn't make things easier.



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Re: Stimulus debit cards

Posted by ClearAspect on Mon Jun 1 17:15:06 2020, in response to Re: Stimulus debit cards, posted by Train Dude on Mon Jun 1 16:23:58 2020.

Thats good to know.

These cards are ba honestly. It shouldve been a check.

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Re: Stimulus debit cards

Posted by Train Dude on Mon Jun 1 17:24:30 2020, in response to Re: Stimulus debit cards, posted by ClearAspect on Mon Jun 1 17:15:06 2020.

Someone is making money on it.

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Re: Stimulus debit cards

Posted by Fisk Ave Jim on Mon Jun 1 17:32:00 2020, in response to Re: Stimulus debit cards, posted by ClearAspect on Mon Jun 1 17:15:06 2020.

IAWTP!

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Re: Stimulus debit cards

Posted by ClearAspect on Mon Jun 1 17:39:35 2020, in response to Re: Stimulus debit cards, posted by Train Dude on Mon Jun 1 17:24:30 2020.

Absolutely. No doubt that one that. I even think they took a fee out before you even cash out? Ill admit, i had to do my research and ensure. Ill likely cash the money out in one go and deposit it.

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Re: Stimulus debit cards

Posted by TransitChuckG on Mon Jun 1 18:22:55 2020, in response to Stimulus debit cards, posted by Are dee em on Fri May 29 19:49:54 2020.

I assume we are talking about the first stimulus check.....

I lucked out, my stimulus went right to my checking account. No fees, nothing.

Completed on: 04/15/2020
Description: PREAUTHORIZED CREDIT IRS TREAS 310 TAX REF
Amount: $1,200.00
Transaction type: DEPOSIT

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Re: Stimulus debit cards

Posted by Are dee em on Mon Jun 1 19:00:57 2020, in response to Re: Stimulus debit cards, posted by TransitChuckG on Mon Jun 1 18:22:55 2020.

It’s pretty easy. Call the 800 number and activate the card same as any credit card. Give yourself a pin. Then go on the website, register by giving yourself a user I’d and password. Then follow the prompts and put the entire amount in your checking or savings account by providing your routing and account number. Takes 10 minutes, print a receipt, the following day check your account. Your $2400 or whatever will be there. No fee. Toss the card, it’s empty and has no value. No bank trip, no atm trip.

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Re: Stimulus debit cards

Posted by Train Dude on Mon Jun 1 21:49:58 2020, in response to Re: Stimulus debit cards, posted by Are dee em on Mon Jun 1 19:00:57 2020.

Mine did not go that smoothly

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Re: Stimulus debit cards

Posted by Fisk Ave Jim on Mon Jun 1 21:58:12 2020, in response to Re: Stimulus debit cards, posted by TransitChuckG on Mon Jun 1 18:22:55 2020.

You got a check correct? I speak of the complications that some of us had upon getting, activating & using the Gov't issued debit card.

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Re: Stimulus debit cards

Posted by jimmymc25 on Mon Jun 1 22:19:07 2020, in response to Re: Stimulus debit cards, posted by Fisk Ave Jim on Mon Jun 1 21:58:12 2020.

It looks like he got it by direct deposit back in April.

The same thing happened with me. I found out I got it when checking my account balance.

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Re: Stimulus debit cards

Posted by Are dee em on Mon Jun 1 23:33:58 2020, in response to Re: Stimulus debit cards, posted by jimmymc25 on Mon Jun 1 22:19:07 2020.

Yes. The cards are a bit of a pain. Best to get the value out of them quickly rather than carry them around. Best not to even activate them until you’re ready to do that.

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Re: Stimulus debit cards

Posted by Train Dude on Tue Jun 2 00:14:33 2020, in response to Re: Stimulus debit cards, posted by Fisk Ave Jim on Mon Jun 1 21:58:12 2020.

it seems sort of hit and miss. So.e say they have no trouble while others say they have nothing but trouble.

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Re: Stimulus debit cards

Posted by Orange Blossom Special on Tue Jun 2 07:47:10 2020, in response to Re: Stimulus debit cards, posted by Are dee em on Mon Jun 1 19:00:57 2020.

OTOH, you see why the smartest plan they can come up with is to "riot" and then fight each other over the stolen jeans.

I never meet such a stupid bunch of folks before.

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Re: Stimulus debit cards

Posted by TransitChuckG on Tue Jun 2 09:30:09 2020, in response to Re: Stimulus debit cards, posted by jimmymc25 on Mon Jun 1 22:19:07 2020.

It looks like he got it by direct deposit back in April. Yes, I did.

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