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Re: MVM credit card difficulties

Posted by Joe V on Mon May 2 18:03:46 2016, in response to Re: MVM credit card difficulties, posted by Fisk Ave Jim on Mon May 2 15:48:21 2016.

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HSBC used to be a credit card issuer. Back when it was Buffalo-based Marine Midland, it was a nice bank. But HSBC eventually got the worse customer ratings than Capital One, the 2nd worse on the scale I saw, and that takes some effort.

I was once 20 cents short of a full CC payment. They charged me whatever interest rate it was on the entire balance, 30 days worth, which was about $6. I called them to take it off, but they would not. I told them I will shut down the account if they do not. They would not budge.

I wrote a poison later to cancel the account. Then they took the charge off, but did not close the account. I never used it again. They shut the account down after a year of no use.

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