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Re: WMATA Observations

Posted by terRAPIN station on Wed Mar 25 12:01:59 2015, in response to Re: WMATA Observations, posted by New Flyer #857 on Wed Mar 25 10:27:09 2015.

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But is that really a huge balance?
YES.

Look at the price of the 30-day unlimited.
That price is irrelevant. The 30-day unlimited, when purchased with a credit card, is covered by the Balance Protection Program.

I do agree that it isn't necessary to keep a high balance on the second card. I notice that I haven't been doing that as much lately (usually just keeping $12 or so on it) but I will evaluate that habit. Thanks.
You're welcome.

I'm not an "every cent matters" type so no, the $1 back every 6 to 8 weeks doesn't mean much to me.
That's odd, considering you're a "I need to keep two metrocards on my person at all times in case one fails so I don't have to waste precious seconds buying a new card from the MVM". Your time is precious but your money is not? I thought time=money?

I like getting rid of the $50s in my pocket instead. And 50s must get used commonly around town because they always fall into my hands and I don't ask for them and I don't want them. And I enjoy skipping the bank, now that most banking can be done online, besides cash deposits.
I doubt I have ever recieved a $50 bill except from a bank or ATM. I can't imagine what kind of ginormous cash purchases you are making to be receiving $50 bills as change! My mind is blown! The only purchase I've made in cash that was more than say $40 in the last 15 years was my used truck I bought from a guy on Craigslist!

I would consider credit card usage (on MTA) if/when the card itself could be used as fare media (saving me from getting a MetroCard) or the cash back reached something like 5%. I'm happy getting the big 10% bonus available even to cash users.
Doubt the cash back will be 5% any time soon. That's unprecedented. But it is up to 3% back with at least one credit card (though it has an annual fee for some people). Anyone with good credit can get 2% cash back though on a no-fee card. It sounds to me like you don't use credit cards much at all. Because making a metrocard purchase with a credit card is a lot faster than with cash, it's cheaper, and you have a permanent record of the transaction in the credit card company's records. What's the benefit of cash?

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