| Re: Roar: Obama administration proposing federal oversight of subways and light rail (861286) | |||
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Re: Roar: Obama administration proposing federal oversight of subways and light rail |
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Posted by Broadway Lion on Thu Nov 19 17:36:58 2009, in response to Re: Roar: Obama administration proposing federal oversight of subways and light rail, posted by Jackson Park B Train on Thu Nov 19 17:05:40 2009. US Healthcare takes 1/6th of the GNP! We access more health care than any other people.There really is no such thing as health care insurance. Insurance is what you buy on your house or your car, and you hope that you will never collect a penny on those policies. Health care "insurance" is really a finance scheme, and should be sold and regulated as such. If you had "insurance" before you were diagnosed with a disease, then it would not be a pre-existing condition, and since you were paying into the policy it would cover you. If this disease was from childhood, then it would have been covered under your parent's policy. Well, ok, not everybody had a policy back in those days. But I was only restating the "Insurance Company' line here, my plan, of course, is different. Since it is not insurance, but financial product, they would be happy to take your money. But you are still PAYING for the health product that you use. I pay $500.00 a month for health insurance. That is $6,000 a year. I am somewhat scandalized by that amount, but then the last time I earned any money, it was less than $14,000 a year. Prices were cheaper back then. In today's money, that might be $60,000 a year, in which case the $6,000 looks far more reasonable. But the bottom line here is that if you consume a product you are responsible for paying for that product. So, it does not matter if YOU pay for your insurance, if your employer pays for your insurance, or it is taken out of your hide by the tax collector to pay for your coverage. If you are unable to pay for your health care, this is NOT a problem of the health care system, and fkg with the system will not fix YOUR problem. If Poverty is the problem: Address Poverty. If Insurance policy and regulation is a problem: Fix financial regulation. LION SAYS: 1) Sell Health Care Products Interstate. 2) Regulate them like interstate commerce. 3) Require these products be Federally Insured (like banks) so that your equity in your product is protected even if you change product providers. This also protects providers from catastrophic expenses. ROAR |