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| Re: Unrest (1527470) | |||
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Re: Unrest |
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Posted by Broadway Lion on Mon Oct 21 10:27:21 2019, in response to Re: Unrest, posted by Peter Rosa on Sun Oct 20 21:36:51 2019. Well education and health care do cost a lot of money. Before I "retired" I was paying $650.00 a month for health care Insurance.I always went to school part-time, lived at home, ate at home. Went to a community college, where in those days the tuition was $35.00 per credit. Costs are higher, but that can still be done today, I was commuting to work on the LIRR paying room and board to my parents and renting a spare car from dad. IT can be done and you will be left with ZERO in debt. Health 'insurance' is not insurance at all. It is a finance scheme, and there is nothing wrong with that, but lets call a spade a spade, and take it out from under the insurance industry and regulation. REAL health insurance might be: 20-30 years... Trauma Emergency coverage only 30-40 years... Trauma and Emergency Medical only (as seen in the ER) 40-50 years... Unexpected Health care (ER or Dr. Office) 50-65 years... Full Service Health Care 65-99 years... Medicare A person could by into any package (except Medicare) at ;any age. Each group has its own premiums, But in the case of the first three it is real insurance and you do not expect to collect anything back from them ... unless. The insurance companies will set whatever premiums are necessary to make their policies work. The ages are suggested,: a 20 something need only worry about Emergency Trauma. a 30 something begins to worry about his heart. 40 somethings begin to worry about Diabetes, Cancer and stroke. You buy what you thinnk you need. THE CHEAPEST HEALTH CARE is ala Rush Limbaugh or Donald Trump : PAY AS YOU GO. When you pay as you go you are only paying for the care that you get in the institution that you attend. (Of course you are paying for the building, the janitor, all of the nurses, cooks, and etc.) But when you buy 'insurance' you also have to buy the insurance company's buildings employees and janitors. Why buy two buildings if one will do. The answer lies in the fact that most people cannot afford that big a hit out of their pockets. BUT YOU KNOW that these expenses are right there, you *COULD* save up for them on your own. Instead of paying BC/BS $650 a month, you could save that, you very quickly will be able to pay out of your pocket for health care. LIKE I SAY: It is a finance scheme, and it should come under the laws and regulations of finance, ergo the principal is yours not the insurance companies. ou CAN take it with you to a different provider. MUCH SAFER THAT WAY: and a finance company does not have all of the overhead of an insurance company. ROAR |
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