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"Thank you," Mr. President

Posted by Dave on Mon Oct 17 17:43:09 2016

fiogf49gjkf0d

Phila. area faces hefty increases in Affordable Care Act rates


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(1398649)

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Re: ''Thank you,'' Mr. President

Posted by Spider-Pig on Mon Oct 17 17:48:47 2016, in response to "Thank you," Mr. President, posted by Dave on Mon Oct 17 17:43:09 2016.

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What were the rates on the exchanges before Obama became president?

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(1398667)

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Re: ''Thank you,'' Mr. President

Posted by Joe V on Mon Oct 17 19:32:37 2016, in response to Re: ''Thank you,'' Mr. President, posted by Spider-Pig on Mon Oct 17 17:48:47 2016.

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We just swept those people under the rug except when they appear at the ER and ICU, and we paid for their healthcare at that point out of our premiums in the most expensive way possible, with no regard to preventive care, which is far cheaper.

That's why my private health care premiums have gone up only 4% per year since ACA came around. While the deductible increased from $300 to $500, there is now 0% co-pay on my annual physical. My recent Shingles and Flu vaccinations also cost $0 out of pocket. Prevention is cheaper than treatment. The actuaries know what they are doing. The ACA problem affects mostly the 15% of those on ACA who are just above the subsidy line. They should be put on Medicare.



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(1398673)

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Re: ''Thank you,'' Mr. President

Posted by Dave on Mon Oct 17 21:31:51 2016, in response to Re: ''Thank you,'' Mr. President, posted by Joe V on Mon Oct 17 19:32:37 2016.

fiogf49gjkf0d
Did your co-pay for medicines go up? What about your max out of pocket before insurance pays 100% of medical bills; has that gone up?

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(1398791)

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Re: ''Thank you,'' Mr. President

Posted by Joe V on Tue Oct 18 18:18:04 2016, in response to Re: ''Thank you,'' Mr. President, posted by Dave on Mon Oct 17 21:31:51 2016.

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My Rx prices, all generics, are headed south. For 3 of them, I think I am just paying for the bottle or postage, in the $3 - $6 range per 90 days, about 1/4 the price of heading to a brick and mortar drug store.

Max out of pocket is around $3,500. Yes it goes up every few years.

I know you are looking for a reason to kill Obamacare, but you will not find it with my experience.

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(1398813)

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Re: ''Thank you,'' Mr. President

Posted by Dave on Tue Oct 18 22:26:45 2016, in response to Re: ''Thank you,'' Mr. President, posted by Joe V on Tue Oct 18 18:18:04 2016.

fiogf49gjkf0d
Many generics have gone up in price substantially so I'm surprised yours have gone down. For example, hydroxychloroquine (a generic available for almost two decades) is used to treat rheumatoid arthritis. Two years ago 180 pills cost $35. Today it costs $500. I've taken levothyroxine, the generic form of Synthroid, for years. A few years ago a 90 supply used to cost me $10. Now it costs almost $30.

Your max out of pocket is only $3,500? WOW! I'm in a BCBS PPO and this year it rose from $6,000 in 2015 to $10,000 in 2016...and our premiums still went up. Are you in a HMO or PPO?

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(1398817)

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Re: ''Thank you,'' Mr. President

Posted by 3-9 on Tue Oct 18 23:27:03 2016, in response to Re: ''Thank you,'' Mr. President, posted by Dave on Tue Oct 18 22:26:45 2016.

fiogf49gjkf0d
The price increases sound like a problem with the pharmaceutical companies (see "EpiPen").

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(1398820)

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Re: ''Thank you,'' Mr. President

Posted by Olog-hai on Tue Oct 18 23:42:15 2016, in response to Re: ''Thank you,'' Mr. President, posted by Dave on Tue Oct 18 22:26:45 2016.

fiogf49gjkf0d
Many generics have gone up in price substantially so I'm surprised yours have gone down

Foreign manufacture?

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(1398828)

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Re: ''Thank you,'' Mr. President

Posted by Dave on Wed Oct 19 07:22:08 2016, in response to Re: ''Thank you,'' Mr. President, posted by Olog-hai on Tue Oct 18 23:42:15 2016.

fiogf49gjkf0d
Depends on which drug.

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(1398830)

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Re: ''Thank you,'' Mr. President

Posted by Dave on Wed Oct 19 07:25:26 2016, in response to Re: ''Thank you,'' Mr. President, posted by 3-9 on Tue Oct 18 23:27:03 2016.

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Yup. As more drugs go generic the pharm companies make less money, so they start raising prices on the generics. And then you have companies like Valeant.

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(1398833)

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Re: ''Thank you,'' Mr. President

Posted by Olog-hai on Wed Oct 19 07:38:04 2016, in response to Re: ''Thank you,'' Mr. President, posted by 3-9 on Tue Oct 18 23:27:03 2016.

fiogf49gjkf0d
That's gouging (utter corruption too), and that's no generic.

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(1398879)

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Re: ''Thank you,'' Mr. President

Posted by Joe V on Wed Oct 19 15:38:49 2016, in response to Re: ''Thank you,'' Mr. President, posted by Dave on Tue Oct 18 22:26:45 2016.

fiogf49gjkf0d
PPO

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(1398887)

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Re: ''Thank you,'' Mr. President

Posted by Joe V on Wed Oct 19 15:47:17 2016, in response to Re: ''Thank you,'' Mr. President, posted by 3-9 on Tue Oct 18 23:27:03 2016.

fiogf49gjkf0d
Epi-pen happened because a CEO was a fucking scumbag, not because of Obamacare. To be expected because Pharmas and insurance companies wrote the law and banned Canadian Rx mail orders.

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(1398893)

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Re: ''Thank you,'' Mr. President

Posted by Dave on Wed Oct 19 15:59:37 2016, in response to Re: ''Thank you,'' Mr. President, posted by Joe V on Wed Oct 19 15:38:49 2016.

fiogf49gjkf0d
Which company?

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(1398895)

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Re: ''Thank you,'' Mr. President

Posted by 3-9 on Wed Oct 19 16:01:02 2016, in response to Re: ''Thank you,'' Mr. President, posted by Joe V on Wed Oct 19 15:47:17 2016.

fiogf49gjkf0d
Yeah, it is a hole in the ACA. As costs balloon, it squeezes the insurance companies, which either squeezes consumers, or forces out the insurance companies. Unfortunately, it's not going to get closed at this rate.

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(1398924)

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Re: ''Thank you,'' Mr. President

Posted by Joe V on Wed Oct 19 19:23:45 2016, in response to Re: ''Thank you,'' Mr. President, posted by Dave on Wed Oct 19 15:59:37 2016.

fiogf49gjkf0d
UHC

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(1398937)

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Re: ''Thank you,'' Mr. President

Posted by Dave on Wed Oct 19 21:41:39 2016, in response to Re: ''Thank you,'' Mr. President, posted by Joe V on Wed Oct 19 19:23:45 2016.

fiogf49gjkf0d
Impressive.

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